![]() ![]() This means no points would be assessed and your insurance will not increase. You might also be able to get a speeding ticket reduced to a non-moving violation. If the charge is reduced, you will probably receive fewer, if any, driver’s license and insurance points. For example, if you were charged with going 15-20 mph over the posted speed limit, you might be able to get that reduced to 9 mph over or better. Sometimes, you can get a speeding ticket reduced. Remember, sometimes this means “how to reduce the effect of a ticket.” I regularly work with law enforcement officers, prosecutors, and judges to get tickets dismissed or reduced. This is how points affect your insurance rate: Speeding 10 mph or less if the speed limit is under 55 mph – 1 point.Speeding 10 mph or less if the speed limit is 55 mph or higher – 2 points.Speeding more than 10 mph over the speed limit at a speed between 56 and 75 mph – 2 points.Driving on the wrong side of the road – 2 points.Speeding more than 80 mph when the speed limit is 70 mph or higher – 4 points.Speeding more than 75 mph when the speed limit is less than 70 mph – 4 points.Passing a stopped school bus – 4 points.Driving while impaired (DWI) – 12 points.Here are some of the violations and insurance points that can be assessed: They start affecting your insurance rates the next time you renew or purchase insurance. These points are assigned differently than driver’s license points. Like driver’s license points, insurance points stay on your record for three years and increase if you have additional convictions. Points are assessed for convictions and at-fault accidents. The North Carolina Safe Driver Incentive Plan (SDIP) was created to give drivers a financial incentive to practice safe driving habits. If you accumulate 12 or more points within a three-year period, they may suspend your license. If you accumulate seven points, the state may assign you to a driver improvement clinic. Littering involving a motor vehicle – 1 point.Failure to properly restrain a child in a restraint or seat belt – 2 points. ![]() Speeding in a school zone in excess of the posted school zone speed limit – 3 points.Speeding in excess of 55 mph – 3 points.Running through stop sign or red light – 3 points. ![]() ![]()
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